SOC 43-4141

New Accounts Clerks AI displacement risk

Account opening, application intake, and document processing are moving to digital onboarding flows and AI document review. Needs-based conversations, error investigation, and referral to bankers for complex needs keep branch staff relevant.

Exposure72

Share and intensity of work current AI systems can materially affect.

Automation54%

Likely potential for exposed tasks to move to software after workflow integration.

Risk bandHigh

This record covers new-accounts and financial-intake work rather than transaction tellering. Digital account opening compresses routine intake fastest; advisory-oriented branch roles hold up better.

Distribution

Where New Accounts Clerks sits across 620 tracked roles

New Accounts Clerks · 68050100

Displacement pressure 68 — higher than 92% of the 620 occupations tracked on displacement.ai.

Score version

This page uses Seed model v0.4 (seed-v0.4-2026-05), last reviewed 2026-08-08. Directional occupation-level planning model using hand-reviewed public research, task exposure estimates, wage context, and transition-pathway assumptions.

15 O*NET task statements matched to SOC 43-4141. The displayed task profile combines these official task statements with the current public score model.

Median wage context: $47,670 (May 2025, US national). The latest BLS row matched SOC 43-4141.

Scores are planning signals, not forecasts. Local hiring demand, employer-specific workflows, licensing, and credentials must be validated before making career decisions.

2030 economic stress test

How Anthropic's scenarios classify New Accounts Clerks

SOC 43-4141 places this role in the paper's cognitive occupation group. These group-level outcomes do not change the 68/100 role score and are not an occupation forecast.

Modest change

+0.4% group wage

-0.5% cognitive employment since mid-2026; 2.9% cognitive unemployment.

Economy-wide: +1.6% GDP and 3.9% unemployment.

Substantial change

-0.3% group wage

-3.9% cognitive employment since mid-2026; 4.5% cognitive unemployment.

Economy-wide: +8.3% GDP and 4.6% unemployment.

Extreme change

-11.5% group wage

-21.5% cognitive employment since mid-2026; 17.9% cognitive unemployment.

Economy-wide: +32.4% GDP and 11.9% unemployment.

Compare the assumptions and limitations across all three scenarios. Source: The Anthropic Institute Working Paper No. 2026-02.

Official task evidence

O*NET task matches for New Accounts Clerks

The current evidence import matched 15 task statements from Task Statements 31.0 (August 2026). These rows are used as a grounding layer for judging which parts of the occupation are repeatable, language-heavy, analytical, social, physical, or compliance-sensitive.

Dataset31.0 (August 2026)
Matched tasks15
SOC43-4141
  • Core task / ID 4730

    Perform teller duties as required.

  • Core task / ID 4723

    Compile information about new accounts, enter account information into computers, and file related forms or other documents.

  • Core task / ID 4728

    Collect and record customer deposits and fees and issue receipts, using computers.

  • Core task / ID 4726

    Inform customers of procedures for applying for services, such as ATM cards, direct deposit of checks, and certificates of deposit.

  • Core task / ID 4722

    Answer customers' questions and explain available services, such as deposit accounts, bonds, and securities.

  • Core task / ID 4725

    Interview customers to obtain information needed for opening accounts or renting safe-deposit boxes.

Source: O*NET Resource Center, Task Statements. Raw import target: data/raw/onet/task-statements-31-0.txt.

Task profile

Where AI changes the work

information

Compile and enter new account information

Exposure 82, automation 62%, augmentation 26%.

O*NET evidence: Compile information about new accounts, enter account information into computers, and f... (ID 4723)

social

Interview customers for account opening

Exposure 52, automation 26%, augmentation 52%.

O*NET evidence: Interview customers to obtain information needed for opening accounts or renting safe-d... (ID 4725)

language

Explain available financial services

Exposure 48, automation 22%, augmentation 56%.

O*NET evidence: Answer customers' questions and explain available services, such as deposit accounts, b... (ID 4722)

compliance

Investigate and correct account errors

Exposure 46, automation 24%, augmentation 56%.

O*NET evidence: Investigate and correct errors upon customers' request, according to customer and bank ... (ID 4729)

TaskExposureAutomationAugmentation
Compile and enter new account information8262%26%
Interview customers for account opening5226%52%
Explain available financial services4822%56%
Investigate and correct account errors4624%56%

Transition pathways

Adjacent moves that preserve existing skills

adjacent role

Personal Banker

Training horizon: 2-5 months. Skill overlap 74. Wage preservation signal 112.

  • Practice needs-based selling
  • Earn branch certifications
  • Build a referral pipeline
High
adjacent role

Loan Processing Specialist

Training horizon: 3-6 months. Skill overlap 66. Wage preservation signal 106.

  • Learn loan documentation requirements
  • Shadow a processor through five files
  • Build accuracy and compliance habits
High

Comparison guides

Compare the next move before you commit

What the AI risk score means for New Accounts Clerks

The displacement pressure score for New Accounts Clerks is 68. That score blends task exposure, automation pressure, augmentation potential, wage vulnerability, transition feasibility, and source confidence. It is designed to help workers and workforce teams decide where to act first, not to claim a specific date when a job will disappear.

For this role, the clearest risk pattern is visible at the task level. Compile and enter new account information carries 62% automation pressure, while Explain available financial services carries 56% augmentation potential. That means the best response is usually a targeted redesign of work: move away from repeatable production tasks and toward judgment, exception handling, coordination, stakeholder context, and accountable use of AI tools.

Labor-market context and wage risk

Median wage: $47,670 (May 2025, US national). Employment context: Branch banking support role pressured by digital onboarding. Typical education: High school diploma or equivalent.

Wage vulnerability is 62, while transition feasibility is 64. A high wage-vulnerability score means workers should pay close attention to salary preservation before making a move. A high transition-feasibility score means there are adjacent paths that can reuse existing skills without requiring a complete career reset.

  • High substitution pressure on intake work
  • Digital onboarding is standard
  • Advisory skills protect branch roles

Upskilling priorities

Skills that make this role more resilient

The safest upskilling plan starts with skills already close to the work. For New Accounts Clerks, the strongest near-term skill priorities are listed below. These are useful whether the goal is to stay in the role, move to a redesigned version of the role, or transition into an adjacent occupation.

Priority 1

Account opening procedures

Build proof of this skill through a work sample, checklist, dashboard, case note, workflow map, or portfolio artifact tied to the transition paths on this page.

Priority 2

Needs-based conversation

Build proof of this skill through a work sample, checklist, dashboard, case note, workflow map, or portfolio artifact tied to the transition paths on this page.

Priority 3

Compliance documentation

Build proof of this skill through a work sample, checklist, dashboard, case note, workflow map, or portfolio artifact tied to the transition paths on this page.

Priority 4

Error resolution

Build proof of this skill through a work sample, checklist, dashboard, case note, workflow map, or portfolio artifact tied to the transition paths on this page.

90-day transition plan

The most practical next step is not to wait for a layoff or a full role redesign. Use the next 90 days to create evidence that you can operate in a safer, more AI-augmented version of the work.

  1. In the first 30 days, document the repetitive tasks in your current work and identify where AI can reduce drafting, lookup, classification, or reporting time.
  2. By 60 days, complete one small project connected to Personal Banker, such as practice needs-based selling.
  3. By 90 days, compare internal openings and external postings for Personal Banker or Loan Processing Specialist and update your resume around measurable workflow outcomes.

FAQ

Questions about AI and New Accounts Clerks

Will AI replace New Accounts Clerks?

Account opening, application intake, and document processing are moving to digital onboarding flows and AI document review. Needs-based conversations, error investigation, and referral to bankers for complex needs keep branch staff relevant. The better planning signal is not full replacement, but which tasks become automated, which tasks become AI-assisted, and which responsibilities still need human judgment.

Which parts of New Accounts Clerks work are most exposed to AI?

Compile and enter new account information and Interview customers for account opening show the strongest automation pressure in this model. Explain available financial services and Investigate and correct account errors are better treated as AI-augmented work.

What should New Accounts Clerks learn next?

Start with Account opening procedures, Needs-based conversation, Compliance documentation. The most practical adjacent paths in this model are Personal Banker and Loan Processing Specialist.

How should this score be used?

Use it as a planning signal, not a prediction. Confirm local hiring demand, wages, licensing, credentials, and employer adoption before making a career move.

Sources

Evidence trail